Every case.
Evidence built in.
A connected financial planning workspace for UK advice professionals — from structured fact-find and calculations to risk profiling and adviser-reviewed working documents, all attached to one case reference.
Closed beta · Cohort 1 applications open · UK advice firms
Stylised product preview — a case running against a reference, not a name.
15
fact-find steps — vulnerability, AML, goals and IHT included, not bolted on
46
calculation modules across pensions, tax, IHT, CGT, protection and modelling
7
worksheet types per case, from pension planning to full suitability
7 days
until working case data is automatically deleted from production — no client name stored with the case
Enter the identity once. Work under a case reference thereafter.
At case creation, the client’s identity is separated from working case data and replaced with a reference. Questions, numbers, risk and documents then run against that reference.
Step 01 · Pseudonymise on entry
The identity is captured once, replaced with a reference, and the encrypted mapping is stored apart from case data.
Step 02 · Structured fact-find
Fifteen steps from scope to review, with vulnerability and anti-money-laundering treated as first-class steps — helping identify missing information early.
Step 03 · Calculations & risk profile
A calculation engine built for the full weight of UK planning, run on the pseudonymised case — with results saved to the case for the worksheets ahead.
Step 04 · Worksheets & sign-off
The adviser reviews, edits and signs off each output. The workflow retains a record of completed work and recorded decisions; the firm decides what evidence it needs for its Consumer Duty obligations.
The whole case, in one workspace.
Most firms run the fact-find in one tool, the calculations in spreadsheets, the risk profile in a third system and the drafting in Word. Suitxen keeps every step attached to the same case — and the same reference.
Capture
Structured fact-find
- 15 steps from scope to review
- Vulnerability and AML information capture as structured steps
- Structured and adaptable to the case scope
- Flows into everything that follows
Compute
Calculation engine
- 46 modules across six families
- Pensions, tax, IHT, CGT, protection, modelling
- Relevant modules support Scottish Income Tax treatment
- Results saved to the case
Profile
Risk profiling
- Attitude to risk, scored 1–7
- Capacity for loss assessed separately
- Knowledge & experience recorded
- Profile recorded for adviser review against relevant product risk information
Assemble
Worksheet engine
- 7 worksheet types, built from the case
- Structured draft wording for adviser review
- Configured workflow checks and outstanding-item flags
- Clear flags for anything outstanding
Evidence
Sign-off & audit
- Adviser sign-off gate before export
- Review recorded without client names
- DOCX and PDF export — your documents, your files
- Working case data deleted after seven days
Firm
Team workspace
- Roles & permissions across the firm
- Cases shared between paraplanner and adviser
- Firm-level audit trail throughout
Ask everything once, properly.
Fifteen structured steps take a case from first conversation to a consistent client picture, helping surface missing information earlier in the file.
Vulnerability and anti-money-laundering sit at steps 3 and 4 — captured early in the workflow, helping firms address those areas before later analysis and drafting.
Each step can check required fields before the workflow moves on, while the questions adapt to the case scope — thorough where it matters.
Information recorded here can feed the calculations, the risk profile and the worksheets directly — the same facts, carried through the case without re-keying.
Depth where UK financial planning demands it.
The allowances, tapers, reliefs and interactions that shape real advice. Each module’s inputs and results are saved to the case for adviser review and carried into the worksheets.
46 modules in the current engine — and the library will grow with the cases beta firms bring.
A risk profile built to be defended.
Attitude, capacity and knowledge are assessed separately and recorded for adviser review.
Attitude to risk, scored 1–7
A structured questionnaire produces a scored profile — recorded with the answers behind it, not just the number.
Capacity for loss, separately
Capacity is assessed on the client’s circumstances, distinct from attitude — the distinction a well-evidenced file is expected to show.
Reconciled, not averaged
Where attitude and capacity disagree, the difference is surfaced for the adviser to resolve and record — never quietly split down the middle.
Product-risk comparison
The agreed client profile can be considered alongside relevant product risk information. The adviser remains responsible for deciding whether the comparison is appropriate.
Workflow checks before drafting
Before a Suitability Worksheet is produced, the case is checked. No completed risk profile — no investment recommendation section; the worksheet says why, and what to complete. A case subject to a configured specialist-review step stays held until the required review is recorded. The gates are the point: the file shows the checks that were configured and the items that remain outstanding.
Where the case becomes the evidence.
Everything above converges here. The engine uses the recorded facts, calculations and risk information to assemble working documents for adviser review — with missing information and configured review requirements visible before sign-off.
Built from this client’s facts, figures and profile — each document is assembled from what is recorded for that case. The adviser starts from a working draft of the actual case, not a blank page or a generic template.
Structured draft wording appears where the case calls for it — for the adviser to review, amend and approve, so the firm isn’t re-drafting the same paragraphs case after case.
Where a configured review step applies, the worksheet holds and says so — and the hold is recorded in the audit trail. Configured review steps can hold the workflow and record what remains outstanding.
If part of the analysis hasn’t been completed, the worksheet flags it clearly instead of leaving a silent gap — so outstanding items are shown before sign-off.
Defined benefit schemes
Annual Allowance position
Retirement income analysis
Direct identifiers are separated from working case data.
All of the above runs against a reference, not a name. Here is the exact path, in plain terms for the person who has to sign it off.
Input
Identity entered onceClient identifying details are captured at a single point when the case is created.
Reference
CL-9CDFA randomly generated reference replaces the identity. The whole workflow runs against it.
Mapping
Held separatelyThe mapping between reference and identity is encrypted and stored apart from working case data.
Day 7
Automatic deletionWorking case data is deleted from production seven calendar days after creation — later edits don’t extend it — as set out in our published Data Processing Agreement.
Written for the person who runs the due diligence.
Our legal documentation is published, versioned and consistent — and identical to what your firm accepts at sign-up. Read it before you even talk to us.
Pseudonymisation on entry
Identifying details are removed when a case is created and replaced with a generated reference. The workflow runs against the reference, not the name.
Encrypted identity mapping
The reference-to-identity mapping is encrypted and stored separately from working case data. Exposed case data would carry references, not names.
EEA-hosted database
The core platform database is hosted in AWS Europe (Ireland), eu-west-1, under UK adequacy. Every sub-processor, location and safeguard is published.
No AI training on your data
AI-assisted drafting is planned for launch. Under the supplier terms applying to Suitxen, customer content is not used for model training; only pseudonymised working content will be submitted when enabled.
Your firm owns its outputs
Your firm retains ownership of the data it enters and the documents it exports, subject to the Terms. Documents are working drafts — the adviser reviews, edits and signs off before anything reaches a client.
30 days’ notice of changes
Sub-processor changes are notified at least 30 days ahead on a published page and in the platform, with a right to object under the DPA.
Published — in full, versioned
The complete legal set, exactly as your firm will accept it.
Your compliance team can request supporting governance documentation during onboarding.
Cohort 1 applications are open.
We are inviting a small group of UK advice professionals to test the workflow and provide substantive feedback — with the beta terms published in full, online, before any access.
Participation conditions — in brief
Beta access is free and by invitation, for a two-week evaluation window. Founding pricing is earned through active participation: entering at least three of your firm’s own real client cases during the window — with identifying details minimised and no special-category data (where a case can’t be entered on that basis, we’ll agree a substitute or reduced-detail case with you) — together with substantive feedback. Full conditions, including what happens on partial participation, are in clause 12 of the Beta Programme Agreement, published in full below.
How joining works
Beta access is by invitation. Before your workspace opens, an authorised representative reviews and accepts three documents online — each published in full on this site, each recorded with a version and timestamp:
Then you test eligible cases, we stay close, and your feedback decides what we build next.
20 founding places
Up to five founding places (Cohort 1: 40% off list price for life) and up to fifteen early-partner places (Cohort 2: 40% off for the first 24 months, then 20%), each earned by active participation during the beta; further interest is held on a waiting list. Your cohort is confirmed at acceptance.
Beta access itself is free. Pricing applies from launch; discounts apply to the base fee of one standard plan while the subscription stays continuous — the full conditions are in clause 12 of the Beta Programme Agreement.
Request beta accessThe questions firms ask us first.
Test Suitxen with eligible cases.
Leave with the record.
Two weeks, your own cases, our full attention — and the beta terms published in full before you start.